ACH Direct Debit Authorization
Dear our customers:
You can now make all of your payments simply by filling out the ACH Authorization and submitting it to your branch in order to execute the payment orders or transfers in JD currency to the beneficiary account held with the same bank and/or with local banks very easily through a new payment system approved by the Central Bank of Jordan.
Authorization Related Parties
- Payer Customer: Individuals (natural persons) Jordanian nationality.
- Payer Customer Bank: The bank which carries out transfers from the payer customer account to the beneficiary customer account.
- Beneficiary Customer: Merchants/Companies (legal personality).Beneficiary Customer Bank: The bank that receives the amounts to the beneficiary customer account from the payer customer account.
Authorization Procedures
- The customer (Payer/Beneficiary) shall deliver the specified authorization each to his bank within three working days from the date of signing the authorization.
- The beneficiary customer’s bank will register the authorization and then send it to the payer bank within five working days from being received.
- The payer customer’s bank and the beneficiary customer's bank are obligated to inform of accepting/rejecting the authorization registration within a maximum of the second working day from sending response to the system.
Benefits of the Authorization Usage
- Easy to use with simple procedures.
- Has the same function of the traditional bank cheque and is considered a substitute for it.
- Requires fewer steps to write than a bank cheque.
- More secure from theft, loss, forgery or fraud.
- Speed, confidence and safety in dealing.
Terms and conditions applied
Check Out All Our Accounts
Current Accounts
These accounts are not subject to any conditions on drawing and depositing.
Saving Accounts
Saving accounts meet the desires and needs of customers in managing their small savings and participating in investment operations.
On-demand account
You can easily draw and deposit your account without any conditions by visiting any of our branches and offices. In addition, you do not share profits and risks with the bank.
Salary Current Accounts
You can easily transfer your salary through these accounts; they are not subject to any conditions on drawing and depositing.
Term Accounts
These term accounts share investment, and client is allowed to withdraw from them. In this case; the withdrawn amount loses any profits realized from such investment.
Notice Accounts
These Accounts share investment, and withdrawing from them is allowed pursuant to a withdrawal notice before 90 days of the date of withdraw.
Investment portfolio accounts / Investment Wakala
The bank invests on behalf of the accounts' holders against obtaining annual fees designated according to the contract between the bank and the account holder.
Al-Qard Al-Hassan Fund Accounts
These accounts are used for justified social purposes to achieve social solidarity among society.
ACH Direct Debit
You can now make all of your payments simply by filling out the ACH Authorization and submitting it to your branch in order to execute the payment orders or transfers in JD currency to the beneficiary account held with the same bank and/or with local banks very easily through a new payment system approved by the Central Bank of Jordan.
New Services
You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.
The Smartphone App is Available on the Following stores, Download the App now: